partners and supports. partners and supports. partners and supports.

A comprehensive company budget typically shall include the following information:

Revenue Projections – Estimate future income streams from sales, services, or other sources.

Expense Categories – Identify and categorize all anticipated expenses, such as salaries, rent, utilities, supplies, marketing, and overhead costs.

Capital Expenditures – Plan for investments in long-term assets like equipment, machinery, or property.

Debt Servicing – If applicable, allocate funds for repaying loans, interest payments, or other debt obligations.

Cash Flow Projection – Forecast the timing and magnitude of cash inflows and outflows to ensure sufficient liquidity.

Gathering Financial Data
Begin by gathering historical financial data, including income statements, balance sheets, and cash flow statements. This data provides insights into past performance and helps in forecasting future financial needs.

Setting Clear Financial Goals
Define specific and measurable financial goals for your company. These goals could include increasing revenue, reducing expenses, improving profitability, or achieving a certain level of cash reserves.

Consulting Financial Expert
Seek advice from Pointer to ensure your budgeting process is comprehensive. We can provide guidance on identifying relevant financial data, setting realistic goals, and implementing best practices.

Start by estimating your initial and ongoing expenses based on historical data and industry benchmarks. Consider factors like seasonality, market trends, and potential growth opportunities. Project your revenue based on realistic sales forecasts, pricing strategies, and market analysis. Develop a budget template that outlines income and expense categories, along with corresponding amounts for each period (e.g., monthly, quarterly, annually).

Monitoring and Adjusting – Regularly monitor your budget against actual financial performance to identify variances and areas for improvement. Make adjustments to your budget as needed, considering changes in market conditions, business priorities, or unforeseen circumstances. Stay flexible and agile in adapting your budget to align with evolving business needs and goals.

Our subscription of dashboard provides additional support and quarterly standard CFO discussion.

We chose to base our pricing on expenses because we found it to be a reliable indicator of business complexity. By considering expenses, we can offer simple and transparent pricing that closely aligns with the needs of your growing business. Additionally, we take into account other factors such as the number of transactions and support hours required to tailor our services effectively.

The pricing of our service is designed to be predictable and transparent. As your business grows, your expenses may fluctuate. To accommodate this, we adjust our pricing by averaging your expenses over the 3 months. This allows us to understand your current financial situation and cater to any changes in your business’s financial activity, such as variations in transactions, payroll, or cost of goods sold.

For pricing purposes, we consider your monthly expenses to encompass various financial aspects of your business, including payroll, cost of goods sold, and distributions. This comprehensive approach ensures that your pricing is accurately reflects your company’s financial activity.

Your subscription last for one (1) full financial year and renews on a yearly basis. If you opt not to renew, simply inform us 1 month in advance before the financial year ended, and we’ll cease billing you for the subsequent cycle.

Prepay for a year does not lock in your price, but it does provide you with a convenient payment option. If your business experiences rapid growth and your expenses surpass the prepaid amount, any difference will be billed accordingly. This ensures that you receive uninterrupted service tailored to your evolving business needs.

Upon signing up for POiNTER, there’s NO one-time onboarding charge at the moment.

Even for larger businesses, there might be instances where the need for CFO services is periodic or project-based. In such cases, fractional CFO services can be more cost-effective and efficient compared to maintaining a full-time CFO position.

For as long as it takes to unlock your business growth and value, POiNTER covers from cash flow planning, tax planning, business strategy, expansion roadmap, various fundraising advices, joint venture and restructuring, negotiation for a M&A, business valuation as well as exploring an exit strategy.

Step 1 – Initial Contact. The process begins by filling out a form on expressing your interest on our Fractional CFO services.

Step 2 – Discussion and Needs Assessment. Account executives will schedule a call to understand your business requirements better. They will discuss the scope of services needed, financial challenges, and any specific questions or concerns you may have.

Step 3 – Kick-off Call. After signing up for the service, a kick-off call is scheduled with the CFO team. During this call, the details of how the CFO services will support your financial needs and the project timelines are further scoped out.

Step 4 – Service Delivery. Once the details are finalized, the CFO team begins providing robust financial analysis and expert support tailored to your business needs.

Step 5 – Continuous Support. Pointer’s Fractional CFO aims to provide ongoing support to help unlock growth opportunities for your business by leveraging your financial expertise and resources.

POiNTER’s Payroll Manager handles various administrative tasks related to employee onboarding and termination. This includes coordinating the process for both full-time and contract new hires, ensuring they are properly set up on the payroll system. On the other hand, POiNTER’s Payroll Manager will handle the termination process for resigned on declaring the related forms to statutory departments.

Compliance with states and statutory regulations is crucial for any business, especially regarding payroll. POiNTER’s Payroll Manager service ensures that your business remains compliant across all states and statutory. This involves tasks such as registering your business as an employer, responding to requests for information from state and local agencies, and ensuring that employers are reported in accordance with state requirements.

Pointer’s Payroll Manager provides ongoing support for the day-to-day management of your payroll system. This includes advising and coordinating the setup of new payroll software as needed to streamline operations. Additionally, POiNTER handles tasks such as payroll submission, responding to employer inquiries regarding payroll matters, and other administrative responsibilities related to payroll management.

The pricing for POiNTER’s Payroll Manager is based on the number of full-time Malaysia based employees within your company. This pricing model ensures that you pay for the services you need based on the size and structure of your workforce. It provides transparency and scalability, allowing you to adjust your payroll management costs as your business grows or changes over time.

Your subscription will continue until the end of your billing cycle. If you opt not to renew, simply inform us 1 month in advance, and we’ll cease billing you for the subsequent cycle.

A comprehensive company budget typically shall include the following information:

Revenue Projections – Estimate future income streams from sales, services, or other sources.

Expense Categories – Identify and categorize all anticipated expenses, such as salaries, rent, utilities, supplies, marketing, and overhead costs.

Capital Expenditures – Plan for investments in long-term assets like equipment, machinery, or property.

Debt Servicing – If applicable, allocate funds for repaying loans, interest payments, or other debt obligations.

Cash Flow Projection – Forecast the timing and magnitude of cash inflows and outflows to ensure sufficient liquidity.